SE‑Cluster

Search

Search markets, companies, evidence, and pages

TickerFRHC
SectorFinancial - Capital Markets
Mkt cap$8.6B
EV / EBITDA18.2×
PostureHigh Velocity
Composite70/100
LensBuyer-side
SE-Cluster Research·Issuer Brief·Q2 2026CIK 924805

Freedom Holding Corp.

FRHCHIGH VELOCITYFILING INTENSITY

Freedom Holding Corp. reads as an High Velocity (composite 70/100); Consistent Strategic Buyer deploying $65M across 9 disclosed transactions, down 25% vs the prior cycle · primary market Financial Infrastructure.

Lens

Disclosed M&A capital (2023–2025)

$65M

−25%

vs $87M in 2020–2022

Disclosed transactions

9

+29%

3/3 active fiscal years in window

Buyer archetype

Consistent Strategic Buyer

Meaningful spend appears across repeat years.

Composite score

70

/100

High Velocity dominates · Filing Intensity

Financial snapshot
Revenue$2.1B
EBITDA$543M
Enterprise value$9.9B
EV / Revenue4.7×
EV / EBITDA18.2×
P/EN/A
Cash$869M
Total debt$13K
as of 2026-05-10
§ I·SE-Cluster Issuer Brief

Behavioral posture, nine reads.

Each index scores the issuer 0–100 against an EDGAR-anchored definition. Scores ≥ threshold elevate the issuer into the index's constituent set; the dominant index drives the masthead label.

Active Acquirer

48/100

Companies actively deploying disclosed capital into M&A

  • $8.7B disclosed buyer spend

Buyer Cadence

22/100

Buyer-side companies with recent filing activity

  • Filed within 47d
  • 141 8-Ks

Target Probability

20/100

Issuers showing target-side patterns from filings

  • 16 activism filings

Spin/Carve

0/100

Issuers showing spin-off, carve-out, or sum-of-parts posture

  • 16 activism filings

Pressure Watch

16/100

Issuers facing activism, governance, or control pressure

  • 16 activism filings
  • Latest activism 8.5y ago; heavily discounted

Distress Watch

18/100

Issuers showing financial-distress filing patterns

  • 16 activism filings

Restatement Risk

0/100

Issuers with accounting-integrity flags from filings

Capital Velocity

Dominant
70/100

Issuers with the highest filing-activity intensity

  • 141 8-Ks
  • 5 form types

Quiet Power

0/100

Large issuers with low signal volume and clean disclosure cadence

  • Enterprise value $9.9B
  • 10-Q 106d ago
  • 2 active signals
§ II·SE-Cluster Issuer Brief

Capital cadence.

Ten-year disclosed M&A activity. Bars show spend ($MM); ticks show recorded transaction count. Disclosure tier annotated where v6 audited corpus carries an entry.

16
17
18
19
20
21
22
23
24
25

Disclosed spend $MM Disclosed transactions (right axis)Peak spend year: $8,589M · Peak count: 5

FYDisclosed buysDisclosed spendAvg ticketAudited tier
2025N/A$19MN/AN/A
20245$35M$7MN/A
20234$12M$3MN/A
20222$25M$12MN/A
20213$63M$21MN/A
20202N/AN/AN/A
§ III·SE-Cluster Issuer Brief

Strategy posture.

The buyer's playbook in terms of strategic archetype: what each disclosed move says about how they're deploying capital.

Archetype mix

  • Geographic Expansion
    20%
  • Bolt On
    20%
  • Talent Acquisition
    20%
  • Technology Acquisition
    20%
  • Horizontal Consolidation
    20%

Strategy keywords

Terms recurring across recent 10-K acquisition disclosures.

  • geographic_expansion
  • bolt_on
  • talent_acquisition
  • technology_acquisition
  • horizontal_consolidation
§ IV·SE-Cluster Issuer Brief

Filing language.

Direct excerpts from acquisition disclosures and strategy sections: the verbs the buyer chose, in the filings they signed.

acquire financial services-related companies, complementary businesses and financial and complementary technologies on an opportunistic basis.

10-KFY2024

This has allowed us to accelerate our growth through the acquisition of talented and experienced personnel and essential technology assets.

10-KFY2023

We do not consider the acquisition of these insurance companies to be material

10-KFY2022

On May 17, 2022, we acquired two insurance companies in Kazakhstan

10-KFY2022

Expand through acquisitions on an opportunistic basis.

10-KFY2024
§ V·SE-Cluster Issuer Brief

Market context.

Where this issuer sits inside its SE-Cluster rollup wedge, with disclosed-spend rank plus trading comparables against the public peer set.

Primary market

Financial Infrastructure

Market spend (2023–2025)
$186.1B
Market spend (2020–2022)
$98.1B
Recent vs prior
+90%
Issuer rank in market
N/A
Share of market capital
0.0%

Valuation positioning

18.2×EV / EBITDA

FRHC trades at a +1.9-turn premium to the Financial Infrastructure peer median of 16.2×.

EV / Revenue
4.7×
Net debt / EBITDA
-1.6×
Peer median EV / EBITDA
16.2×

Trading comparables

FMP market data · 2026-05-10

CompanyEV / EBITDAEV / RevNet debt / EBITDARevenueM&A 2023–2025
22.0×14.5×-0.4×$43B$1.8B
21.4×10.8×1.4×$7.9B$451M
Freedom Holding Corp.FRHC
18.2×4.7×-1.6×$2.1B$65M
16.2×8.2×3.2×$13.1B$10.3B
10.9×3.9×5.4×$8.8B$5.1B
2.3×2.7×-1.1×$187B$81.8B

Trading multiples from FMP market data; disclosed M&A spend from the SE-Cluster EDGAR 10-K corpus. Peer set = top disclosed buyers in Financial Infrastructure. Bars scaled to the highest EV/EBITDA in the set.

§ VI·SE-Cluster Issuer Brief

Target landscape.

Public-issuer targets that fit this buyer's archetype and target categories from filing-derived signal. Scores reflect cross-signal fit; reasons cite the EDGAR-anchored facts that drove the match.

No qualifying public-issuer targets surfaced from the current signal mix.

Stated target categories

No target categories enumerated in the audited corpus for this issuer.

§ VII·SE-Cluster Issuer Brief

Filing activity & signal stream.

Filing cadence and event-driven signals visible on EDGAR. The signal stream below is curated from restatement / spin-carve / activism categories, providing context for any near-term call.

Filing cadence

  • 10-K (annual)252025-06-13
  • 10-Q (quarterly)702026-02-09
  • 8-K (event)1412026-04-09
  • Proxy / DEF 14A252025-07-29
  • Activism (13D / DFAN / PREC)162017-11-14

Signals on file

  • elevated

    Activism on file

    2017-11-14

    16 activist filings on file (13D, DFAN14A, PREC14A series).

  • info

    Signal

    Serial acquisition history

  • info

    Signal

    10-K strategy themes

§ VIII·SE-Cluster Issuer Brief

Audited corpus.

No audited record on file for this CIK in the current v6 corpus.

This issuer has not been extracted into the v6 audited acquirer corpus yet. The brief above pulls from ranking-level aggregates and issuer-index signal only.

Freedom Holding Corp.: Issuer Brief | SE-Cluster