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TickerEBMT
SectorBanks - Regional
Mkt cap$182M
EV / EBITDA9.4×
PostureRestatement Risk
Composite100/100
LensTarget-side
SE-Cluster Research·Issuer Brief·Q2 2026CIK 1478454

Eagle Bancorp Montana, Inc.

EBMTRESTATEMENT RISKFILING INTENSITY

Eagle Bancorp Montana, Inc. reads as Restatement Risk (composite 100/100); pressure / disclosure signals dominate the posture this cycle · primary market Regional Banking.

Lens

Disclosed M&A capital (2023–2025)

N/A

−99%

vs N/A in 2020–2022

Disclosed transactions

N/A

−99%

0/3 active fiscal years in window

Buyer archetype

Consistent Strategic Buyer

Meaningful spend appears across repeat years.

Composite score

100

/100

Restatement Risk dominates · Filing Intensity

Financial snapshot
Revenue$127M
EBITDA$25M
Enterprise value$234M
EV / Revenue1.8×
EV / EBITDA9.4×
P/EN/A
Cash$54M
Total debt$44M
as of 2026-05-10
§ I·SE-Cluster Issuer Brief

Behavioral posture, nine reads.

Each index scores the issuer 0–100 against an EDGAR-anchored definition. Scores ≥ threshold elevate the issuer into the index's constituent set; the dominant index drives the masthead label.

Active Acquirer

15/100

Companies actively deploying disclosed capital into M&A

  • $70M disclosed buyer spend

Buyer Cadence

16/100

Buyer-side companies with recent filing activity

  • Filed within 33d
  • 178 8-Ks

Target Probability

20/100

Issuers showing target-side patterns from filings

  • 8 activism filings

Spin/Carve

0/100

Issuers showing spin-off, carve-out, or sum-of-parts posture

  • 8 activism filings

Pressure Watch

16/100

Issuers facing activism, governance, or control pressure

  • 8 activism filings
  • Latest activism 8.3y ago; heavily discounted

Distress Watch

18/100

Issuers showing financial-distress filing patterns

  • 8 activism filings

Restatement Risk

Dominant
100/100

Issuers with accounting-integrity flags from filings

  • 2 non-reliance 8-Ks
  • 5 auditor changes
  • Latest event 10mo ago

Capital Velocity

70/100

Issuers with the highest filing-activity intensity

  • 178 8-Ks
  • 5 form types

Quiet Power

0/100

Large issuers with low signal volume and clean disclosure cadence

  • Enterprise value $234M
  • 10-Q 33d ago
  • 2 active signals
§ II·SE-Cluster Issuer Brief

Capital cadence.

Ten-year disclosed M&A activity. Bars show spend ($MM); ticks show recorded transaction count. Disclosure tier annotated where v6 audited corpus carries an entry.

16
17
18
19
20
21
22
23
24
25

Disclosed spend $MM Disclosed transactions (right axis)Peak spend year: $39M · Peak count: 1

FYDisclosed buysDisclosed spendAvg ticketAudited tier
2025N/AN/AN/AN/A
2024N/AN/AN/AN/A
2023N/AN/AN/AN/A
20221$39M$39MN/A
2021N/AN/AN/AN/A
20201$7M$7MN/A
§ IV·SE-Cluster Issuer Brief

Filing language.

Direct excerpts from acquisition disclosures and strategy sections: the verbs the buyer chose, in the filings they signed.

Eagle must obtain approval from the FRB before acquiring more than 5.0% of the voting stock of another bank or bank holding company or acquiring such an institution or holding company by merger, consolidation or purchase of its assets.

10-KFY2015

From time to time the Bank has considered growth through mergers or acquisition as an alternative to its strategy of organic growth.

10-KFY2017

In evaluating an application for Eagle to acquire control of a bank, the FRB would consider the financial and managerial resources and future prospects of Eagle and the target institution, the effect of the acquisition on the risk to the Deposit Insurance Fund, the convenience and the needs of the community and competitive factors.

10-KFY2015
§ V·SE-Cluster Issuer Brief

Market context.

Where this issuer sits inside its SE-Cluster rollup wedge, with disclosed-spend rank plus trading comparables against the public peer set.

Primary market

Regional Banking

Market spend (2023–2025)
$245.7B
Market spend (2020–2022)
$72.8B
Recent vs prior
+238%
Issuer rank in market
N/A
Share of market capital
0.0%

Valuation positioning

9.4×EV / EBITDA

EBMT trades at a -2.9-turn discount to the Regional Banking peer median of 12.3×.

EV / Revenue
1.8×
Net debt / EBITDA
-0.4×
Peer median EV / EBITDA
12.3×

Trading comparables

FMP market data · 2026-05-10

CompanyEV / EBITDAEV / RevNet debt / EBITDARevenueM&A 2023–2025
16.7×3.7×-0.9×$13.7B$12.7B
13.9×3.0×-0.7×$58.4B$126.1B
10.7×3.2×-2.1×$3.4B$7B
Eagle Bancorp Montana, Inc.EBMT
9.4×1.8×-0.4×$127MN/A
9.3×2.2×-0.3×$14.5B$72.6B

Trading multiples from FMP market data; disclosed M&A spend from the SE-Cluster EDGAR 10-K corpus. Peer set = top disclosed buyers in Regional Banking. Bars scaled to the highest EV/EBITDA in the set.

§ VI·SE-Cluster Issuer Brief

Buyer landscape.

Public buyers whose stated archetypes, target categories, and recent cadence align with this issuer as a plausible acquisition target. Scores cross EDGAR signal and disclosure overlap.

Likely buyers

No public buyers surface as a strong target-side fit on current signal.

Likely sellers / divestiture partners

No reciprocal divestiture / strategic-alternatives matches identified.

§ VII·SE-Cluster Issuer Brief

Filing activity & signal stream.

Filing cadence and event-driven signals visible on EDGAR. The signal stream below is curated from restatement / spin-carve / activism categories, providing context for any near-term call.

Filing cadence

  • 10-K (annual)172026-03-09
  • 10-Q (quarterly)482026-05-07
  • 8-K (event)1782026-05-04
  • Proxy / DEF 14A202026-03-09
  • Activism (13D / DFAN / PREC)82018-02-12

Signals on file

  • critical

    Non-reliance disclosure

    2025-03-14

    2 Item 4.02 filings on file; financial-statement non-reliance.

  • elevated

    Auditor change

    2025-07-30

    5 Item 4.01 filings on file; certifying accountant change.

  • elevated

    Activism on file

    2018-02-12

    8 activist filings on file (13D, DFAN14A, PREC14A series).

  • info

    Signal

    Serial acquisition history

  • info

    Signal

    Restatement risk

§ VIII·SE-Cluster Issuer Brief

Audited corpus.

No audited record on file for this CIK in the current v6 corpus.

This issuer has not been extracted into the v6 audited acquirer corpus yet. The brief above pulls from ranking-level aggregates and issuer-index signal only.

Eagle Bancorp Montana, Inc.: Issuer Brief | SE-Cluster